To sum up the above said invest I would suggest to apply to the financial counseling to get objective opinion regarding the case.



We all work or will work in our jobs with many different kinds of people, in your opinion ,what are some important characteristics of a co-worker (someone you work closely with)?Use reasons and specific example to explain why these characteristics

We spend more time with our co-workers during a week than we do with our family, Thus, it � s important for our co-workers to be people we can get along with. I � ve worked in a lot of offices, and I’ve found there are certain characteristics that all good co-workers have in common.

A good co-worker is very cooperative, She does her best to get along with others. She tries to keep her end of things flowing smoothly to help others in the office. She realizes that if one person doesn’t get her work done, it can hold up everyone else. She has a positive attitude that creates a pleasant working environment.

A good co-worker is adaptable. She is not stubborn about changes in schedules or routines, and doesn’t object to having her job description revised. That can make life miserable for everyone around her. A good co-worker is willing to change her schedule to accommodate another worker’s emergency, She has no problem with new procedures and welcomes changes when they come.

A good co-worker is helpful. She pitches in when someone falls behind in his or her work. She � s willing to do whatever it takes to get the job done. She doesn’t keep track of how often she has to finish another’s work or take on extra work. Some co-workers do their own job, period. They have no sense of office community. They only want to do their work, get paid and go home.

A good co-worker is a sympathetic listener, and never uses what she learns against people. she doesn � t gossip. A bad co-worker uses negative rumors to take advantage of others. Being a good co-worker isn’t too hard, but some people just can’t seem to manage it. Wouldn � t it be a wonderful world if everyone could?

A company has announced that it wishes to build a large factory near your community. Discuss the advantages and disadvantages of this new influence on your community. Do you support or oppose the factory? Explain your position

New factories often bring many good things to a community, such as jobs and increased prosperity. However, in my opinion, the benefits of having a factory are outweighed by the risks. That is why I oppose the plan to build a factory near my community.

I believe that this city would be harmed by a large factory. In particular, a factory would destroy the quality of the air and water in town. Factories bring smog and pollution. In the long run, the environment will be hurt and people � s health will be affected. Having a factory is not worth that rise.

Of course, more jobs will be created by the factory. Our population will grow. To accommodate more workers, more homes and stores will be needed. Do we really want this much growth, so fast? If our town is going in growth, I would prefer slow growth with good planning. I don � t want to see rows of cheaply constructed townhouses. Our quality of life must be considered.

I believe that this growth will change our city too much. I love my hometown because it is a safe, small town. It is also easy to travel here. If we must expand to hold new citizens, the small-town feel will be gone. I mould miss that greatly.

A factory would be helpful in some ways. However, I feel that the dangers are greater than the benefits. I cannot support a plan to build a factory here, and hope that others feel the same way.

The advantages and disadvantages of pocket money

The principal of a school is one of our first encounters with a figure of authority. Consequently, he or she must be a good example of a leader. The principal must be firm, fair and foresighted which are important qualities of a principal.

With the development of our modern society, people � s living conditions become much more comfortable. But along with intense competition, parents have less time to consider children � s needs in all-round. One method to solve this contradiction is to give children some pocket money. Pocket money is useful to children. But whether the children are considerable enough to make correct use of these money. There are two viewpoints about the pocket money. Some people think that giving children pocket money will make them become luxurious. Others think that will not lead to such disadvantage. In my opinion, both of them are partially reasonable.

Someone believe that giving children pocket money really has many advantages. With pocket money, children can buy their daily necessities such as pencils, little toys, and snack food they like. It will give children a certain freedom to select what they want, make them aware rules of the equivalent exchange. Since time to parents is very precious, giving pocket money to children help them to save time spent in shopping, but used in busy working and earning money.

Others insist that there are undoubtedly some disadvantages in spending pocket money. First, young children do not know how to use pocket money appropriately, they possibly consume all the money to buy expensive merchandise that they like, and then ask for extra money from their parents. Some parents cosset their children, and always give them a large amount of pocket money. Such conditions will make children become more and more prodigal. Second, since adults do not supervise the procedure of shopping, children could probably buy something that is not suitable for their age, such as adult magazines.

Judging these two viewpoints above-mentioned, I think that parents should give their children a limited amount of pocket money. There are some preconditions: the amount of pocket money must be finite; the parents should instruct their children how to use the money moderately and what is suitable to them; for a costly merchandise, parents themselves should take children to buy it. With these preconditions, pocket money will do no harm to their children.

Nothing ventured. Nothing gained. If our great explorers and scientists did not live by this creed, where would we be? I think that we must all take risks in our lives, but these must be calculated risks. Like the great thinkers of our time, we must plan carefully, seize all opportunities, and reevaluate our plans. Some people believe that success in life comes from taking risk or chance. Others believe that success results from careful planning. In your opinion, what does success come from? Use specific reasons and examples to support your answer

There is no such thing as a chance occurrence. Columbus in his search for the Indies drew maps, plotted his route carefully, and set out. Madam Curie worked diligently in her laboratory recording every aspect of her experiments. You need to have a careful plan so you can measure your success.

Even with a careful plan, changes occur. Columbus was looking for the Indies, but ended up in the Caribbean. Lewis and Clark were looking for a river passage west, but discovered much more. You have to be ready to take advantage of new things as they occur.

When things go against plan, you must be ready to change direction. Columbus didn � t bring back spices from the East Indies, he brought back gold from the West Indies. It is important to see the positive side of things. Make your mistakes work for you.

You will never succeed in life if you don’t take chance. But before you start, you must plan carefully so you are ready to take advantage of every opportunity and turn mistakes to your advantage.


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